Has Financing Your New Home Become Confusing?

You may have a lot of questions when it comes to financing your modular home or manufactured home. We can answer a few and give you our contact information for any others. At Premier Builders, we want your home buying process to be as trouble free as possible. Allow us to share what we have learned over the years.

Many of the steps addressed in this video can help you come closer to the total cost for your new home. No one wants to fall in love with a home and later find that it will stretch their budget too thin. OR, it may surprise you to find out that you can afford more square footage than you thought!

Either way, the more you know about the journey ahead, the sooner we can help you get into your new home. Please, keep coming back for more videos specifically targeting the various topics that our customers ask us daily.

Some Helpful Advice For Financing Preparation

Modular vs. Manufactured Homes, What is the Difference?

Many people question the difference between manufactured and modular homes. This is a common question we often get asked in our business. This short video will explain three structural differences. In addition, you can scan the 'Question & Answer' portion of our website, pbsbyscott@gmail.com to find more information.

Don't hesitate to call us at (260) 577-5320. Our experience can save you from unnecessary loss of time and money as you navigate the homebuilding process.

The 3 Main Differences Between The Two

What About The Land?

When starting the home building process, one of the first challenges can and should be: Where are we going to put our home? Addressing this first can save time, money and frustration. If you are choosing a rural area, there will be costs which differ from a city or community setting. It will help significantly to know any additional budget costs before you begin shopping for house plans. Not to mention, there can be delays when buying land that slow down your building process. These obstacles are easier to walk through with the guidance and experience of people like us. When this video sparks questions for your own situation, contact us at 260-577-5320. Additional information is always available on our website, pbsbyscott@gmail.com. We'd love to help move you into a home that will quickly become ‘YOUR FAVORITE PLACE TO BE’.

Where Are You Going To Put YOUR New Home?

Q&A for Modular Homes ~ You Ask, We'll Answer


1) The MODULAR HOME itself (built to our standard specifications) 


 3) DELIVERY to your lot within 100 miles of our location

4) SETTING the mobile or modular home on your foundation, and

5) COMPLETING the interior and exterior FINISH WORK after setting.

*There is an allowance of up to $3,000 in crane fees. Anything over will incur an extra charge, but this does not happen often in our immediate local area."

Also, the pictures and artists renditions you see on our website along with the floorplans typically show optional mobile and modular home upgrades: garages, porches and other things (such as landscaping and driveways) that will need to be priced out in addition to the mobile or modular home sale price. We price these on a case by case basis.

Anything other than the home itself will need to be accounted for, including the foundation, HVAC, well, septic, outside electric main/gas hookups, etc.

For all homes, the following items will have to be bid in addition to the modular home itself: the HVAC system (furnace and A/C), home foundation, building a garage or porch, all utility connections such as the well or water main hookup, sewer system and drains under home, electric service and hookup, gas service and piping hookup, tree removal if needed, landscaping/lawn seeding, gutters/downspouts, and anything else that is done on the property after the home is set on the foundation.


Could you add on a GARAGe (…A BASEMENT, PORCH, ETC?) For us?

Yes! As a full service dealer and general contractor,  we can build whatever you'd like.

Many of our clients don’t have the time or desire to run a modular home building project. In that case, it's very convenient to hire us as their General Contractor. We can handle every aspect of the building project for you, including obtaining building permits and hiring surveyors. We can hire and oversee subcontractors to clear your lot, dig and construct the foundation, put in the well and septic system or hook up to city utilities.  If a garage, front porch or back deck are part of your plans, we can make that happen in smooth succession.  

You are free to manage your own modular home building project. You can simply hire us to build, deliver and set a custom modular home on your foundation if you wish.


Setting and Finishing includes everything needed to get the interior of your modular home “move-in-ready.” (Furnace/AC are priced separate)

Set & Finish includes the following:

Crane rental fees (assuming normal lot conditions)

Setting and fastening the modular home to your foundation 

Fastening the various sections of your home together 

Finishing roof venting and ridge cap shingles 

Running PVC drain vents through the roof 

House-wrap and siding installation on ends

Aluminum soffit and fascia installation 

Porch light installation 

Interior marriage-wall drywall finish and trim work 

Repairing any transportation cracks in drywall 

Ceiling texturing at the marriage wall 

Carpet and linoleum transitions 

Adjusting interior/exterior doors as needed 

Final interior touch-ups as well as a final sweep and vacuum.

Everything you need to get the interior of your custom modular home move-in-ready!

Please Note: Unless specifically noted in the description, the 2nd floor of our Cape Cod Modular Homes will come as unfinished attic space for the price shown (Two-Story modular homes always come finished upstairs).

Also, for all homes the HVAC system (Furnace and A/C), home foundation, garages, porches, and all Major Utility Connections such as well and water main hookup, sewer system and drains under home, electric service and hookup, and gas service and piping hookup are priced separately on a case-by-case basis. You will see all these items priced individually on our quote.


You can usually move into your modular home within 60 to 90 working days.

For custom modular homes in the Tri-State area, the time frame is typically 60 to 90 working days. The 60 to 90 working day estimated time frame starts when we place your modular home on order at the manufacturing plant. For an all cash purchase, we order your home as soon as we have finalized the list of modular home options/décor selections, sign-offs and your down payment. For bank financed construction loans, we order your home as soon as the bank closes your construction loan, receive down payment and authorizes us to place the order.